Earnings Reports - US
A curated hub for company earnings. Here you will find concise, investor-grade summaries of each earnings call alongside the full call audio.
What you’ll find
- Key results: revenue, EPS, margins, cash flow, and guidance.
- Business drivers: segment performance, growth initiatives, risks.
- Management remarks & Q&A highlights: material quotes and context.
- Source materials: links to filings, investor decks, and our brief view.
How to use
- Select a quarter and company.
- Read the 2–3 minute summary to understand the headline narrative.
- Play the call on the page for full context
Clear structure, neutral language, and actionable highlights—so you can stay current without sitting through an hour-long call.
🏎️ Rivian ($RIVN) Q3 2025 Earnings — Core Brief Edition
Headline: R2 on track for 1H26 launch; software/JV momentum lifts mix while 2025 guidance is reaffirmed and cost/ tariff headwinds ease into Q4. 📊 Key Metrics * Consolidated revenue (GAAP): $1,600M. * Gross profit (GAAP): $24M (includes $125M depreciation; $24M SBC). * Adjusted EBITDA: -$602M. * Automotive revenue: $1,100M; Automotive gross
Core-Brief
🖧 Arista Networks (ANET) Q3 2025 Earnings — Core Brief Edition
Headline: Record Q3 on AI demand; FY25 guide intact and FY26 revenue target set at $10.65B, with near-term gross margin pressure from AI/Cloud mix and tariffs. Key Metrics * Non-GAAP revenue: $2.30B (+27.5% YoY). * Non-GAAP gross margin: 65.2% (mix and inventory benefits). * Operating income: $1.12B
Core-Brief
🖥️ Super Micro Computer (SMCI) Q1 FY2026 Earnings — Core Brief Edition
Headline: AI server ramp drives record orders but near-term gross margin compression; Q2 sales guided to $10–$11B and full-year raised to ≥$36B as DCPS “AI factory” strategy scales. 📊 Key Metrics * Net revenue: $5.0B (-15% YoY, -13% QoQ; below prior $6–$7B guide). * Non-GAAP gross margin: 9.5%. * Non-GAAP
Core-Brief
🧠 AMD Q3 2025 Earnings — Core Brief Edition
Headline: Record quarter on broad-based strength—Data Center and Client lead; AI accelerators ramping now, with MI450/Helios set to drive the next leg in 2026. Key Metrics (per call’s non-GAAP framing) * Revenue: $9.2B (+36% YoY). * Gross margin: 54.0%. * Operating income: $2.2B (24.0% margin). * Diluted
Core-Brief
🧠 Palantir (PLTR) Q3 2025 Earnings — Core Brief Edition
Headline: Record +63% revenue growth with Rule of 40 = 114; US Commercial +121% YoY; guidance raised on revenue and profitability as AIP deployments scale across enterprises. Key Metrics 📊 * GAAP revenue: $1.181B (+63% YoY, +18% QoQ). * Adjusted gross margin: 84%. * Adjusted income from operations: $601M (51.0% margin). * GAAP operating
Core-Brief
⛽ Exxon Mobil (XOM) Q3 2025 Earnings — Core Brief Edition
Headline: Upstream engine delivered records in Guyana and the Permian; 2025 project wave on track, tech-led efficiency compounding, capex paced below plan as new markets mature. 🔑 Key Metrics * Guyana production: >700,000 bpd in the quarter; 4th and largest FPSO came online 4 months early with 250,000 bpd nameplate.
Core-Brief
🛢️ Chevron (CVX) Q3 2025 Earnings — Core Brief Edition
🛢️ Chevron (CVX) Q3 2025 Earnings — Core Brief Edition Headline: Record production, strong cash generation, and Hess integration synergies drove a solid quarter; FY capex and production outlooks intact ahead of Nov 12 Investor Day. 📊 Key Metrics * GAAP net income: $3.5B; EPS: $1.82. * Adjusted net income: $3.6B; EPS:
Core-Brief
Amazon Q3 2025 — Core Brief Edition
1) Core takeaways * Amazon just printed a big AI/cloud quarter: Revenue $180.2bn (+12% YoY), operating income $17.4bn, and they basically said “it was actually $21.7bn” if you strip out the $2.5bn FTC settlement + $1.8bn severance. * AWS re-accelerated to 20.2% YoY — that’s the
Core-Brief
Apple Q4 FY25 – Core Brief Edition
1) Print to know * Revenue: $102.5B (+8% YoY) – September quarter record * Services: $28.8B (+15% YoY) – all-time high * Products: $73.7B (+5% YoY) * EPS: $1.85 – September quarter record * FY25 revenue: $416B – all-time record 2) What drove it * iPhone: $49B (+6% YoY) – strongest Sept. lineup ever (iPhone 17 family)
Core-Brief
Roblox Q3 2025 – Core Brief Edition
1) Headline takeaways * DAU: 151.5M (+70% YoY) * Engagement: 39.6B hours (+91% YoY) * Revenue: $1.36B (+48% YoY) * Bookings: $1.92B (+70% YoY) * Paying users (MUP): 35.8M (+88% YoY) * DevEx paid to creators: $428M (+85% YoY), +250% vs 2 yrs ago 2) Core Brief read
Roblox just printed
Core-Brief
LLY Q3 2025 Earnings | Core-Brief
1) Headline quarter * Revenue +54% y/y vs Q3’24 — huge for a company this size. * Growth was driven by the GLP-1/twin incretin franchise (Mounjaro / Zepbound) plus newer launches. * Strength was broad enough that they raised 2025 guidance to $63.0–63.5B revenue and $23.00–23.70
Core-Brief
Alphabet Q3 2025 Earnings | Core-Brief
1) Headline * Alphabet posted its first-ever $100B+ quarter: $102.3B revenue, +16% y/y (15% cc). * AI is no longer a story, it’s a revenue engine across Search, Cloud, YouTube and Subscriptions. * Operating income $31.2B; margin 30.5% (would’ve been ~34% ex-EC fine). 2) AI is the
Core-Brief
Mastercard Q3 2025 Earnings | Core-Brief
1. Core print * Net revenue: up +15% y/y (cc). * Value Added Services & Solutions (VAS): up +22% y/y (≈19% organic, +3ppt from Recorded Future/Minoa). * Operating expenses: +14% (partly M&A, partly infra, products, marketing). * EPS: $4.38, helped by $3.3B buybacks (another $1.2B after Sept. 30)
Core-Brief
Meta Q3 2025 Earnings - Core Brief Edition
1. Headline results * Revenue: $51.2B, +26% y/y (25% cc). * Operating income: $20.5B, 40% operating margin. * Net income was dragged by a one-time U.S. tax law charge; without it EPS would’ve been $7.25. * Family of Apps revenue: $50.8B, still the growth engine. * Cash & marketable
Core-Brief
🖥️ Microsoft FY26 Q1 Earnings — Core Brief Edition
Microsoft opened FY26 with AI-driven outperformance across Cloud, Copilot and Azure, a record commercial bookings surge (boosted by OpenAI), and a capacity-constrained AI buildout that will keep capex high as demand arrives faster than supply. 1) Big Numbers * Revenue: $77.7B (+18% YoY, +17% cc) * Microsoft Cloud: $49.1B (+26%
Core-Brief
SoFi Technologies Q3 2025 Earnings — Core Brief Edition
💳 SoFi Technologies Q3 2025 Earnings — Core Brief Edition Headline:
SoFi posted another record quarter and raised full-year guidance, powered by strong member/product growth, a surge in fee-based and capital-light revenue, and accelerating product innovation across blockchain and AI. Key Metrics (Q3 2025, YoY unless noted): * Adjusted net revenue: $950M
Core-Brief
Visa FY’25 Earnings — Core Brief Summary
Headline:
Visa capped FY’25 with double-digit revenue growth, expanded tokenization & stablecoin rails, rolled out next-gen VisaNet, and leaned into agentic commerce standards. FY’26 outlook: low-double-digit adj. net revenue & EPS growth. Quarter/Full-Year at a glance * FQ4 revenue: $10.7B, +12% Y/Y; EPS +10%. * FY’25 revenue: $40B,
Core-Brief
PayPal Q3 2025 Earnings — Core Brief Summary
Headline:
PayPal delivered another quarter of broad-based improvement, raised FY guidance for TM dollars and non-GAAP EPS, initiated a dividend, and leaned into BNPL, Venmo, omnichannel, and “agentic commerce” partnerships (Google, OpenAI, Perplexity). Quarter at a glance * TPV: $458B, +7% CC (+8% spot). * Transaction margin dollars (ex-interest): +7%; diversified drivers
Core-Brief
🩺 UnitedHealth Group Q3 2025 Earnings Summary — Core Brief Edition
Headline:
UnitedHealth Group (UNH) beat Q3 expectations and outlined a cautious but confident path toward recovery and double-digit growth beyond 2026. Key Highlights: * EPS & Revenue: Adjusted EPS came in at $2.92, slightly ahead of guidance. Revenue reached $113B, up 12% YoY, with total U.S. membership above 50M. * Margins
Core-Brief