Earnings
1) Headline * Alphabet posted its first-ever $100B+ quarter: $102.3B revenue, +16% y/y (15% cc). * AI is no longer a story, it’s a revenue engine across Search, Cloud, YouTube and Subscriptions. * Operating income $31.2B; margin 30.5% (would’ve been ~34% ex-EC fine). 2) AI is the
Earnings
1. Core print * Net revenue: up +15% y/y (cc). * Value Added Services & Solutions (VAS): up +22% y/y (≈19% organic, +3ppt from Recorded Future/Minoa). * Operating expenses: +14% (partly M&A, partly infra, products, marketing). * EPS: $4.38, helped by $3.3B buybacks (another $1.2B after
Earnings
1. Headline results * Revenue: $51.2B, +26% y/y (25% cc). * Operating income: $20.5B, 40% operating margin. * Net income was dragged by a one-time U.S. tax law charge; without it EPS would’ve been $7.25. * Family of Apps revenue: $50.8B, still the growth engine. * Cash &
Earnings
Microsoft opened FY26 with AI-driven outperformance across Cloud, Copilot and Azure, a record commercial bookings surge (boosted by OpenAI), and a capacity-constrained AI buildout that will keep capex high as demand arrives faster than supply. 1) Big Numbers * Revenue: $77.7B (+18% YoY, +17% cc) * Microsoft Cloud: $49.1B (+26%
Earnings
💳 SoFi Technologies Q3 2025 Earnings — Core Brief Edition Headline: SoFi posted another record quarter and raised full-year guidance, powered by strong member/product growth, a surge in fee-based and capital-light revenue, and accelerating product innovation across blockchain and AI. Key Metrics (Q3 2025, YoY unless noted): * Adjusted net revenue: $950M
Earnings
Headline: Visa capped FY’25 with double-digit revenue growth, expanded tokenization & stablecoin rails, rolled out next-gen VisaNet, and leaned into agentic commerce standards. FY’26 outlook: low-double-digit adj. net revenue & EPS growth. Quarter/Full-Year at a glance * FQ4 revenue: $10.7B, +12% Y/Y; EPS +10%. * FY’25
Earnings
Headline: PayPal delivered another quarter of broad-based improvement, raised FY guidance for TM dollars and non-GAAP EPS, initiated a dividend, and leaned into BNPL, Venmo, omnichannel, and “agentic commerce” partnerships (Google, OpenAI, Perplexity). Quarter at a glance * TPV: $458B, +7% CC (+8% spot). * Transaction margin dollars (ex-interest): +7%; diversified drivers
Earnings
Headline: UnitedHealth Group (UNH) beat Q3 expectations and outlined a cautious but confident path toward recovery and double-digit growth beyond 2026. Key Highlights: * EPS & Revenue: Adjusted EPS came in at $2.92, slightly ahead of guidance. Revenue reached $113B, up 12% YoY, with total U.S. membership above 50M.